3 Unstoppable Investments Everyone Needs in Their Portfolio | Smart Change: Personal Finance

(James Bromley) Do you just want to set it and forget it, so to speak? While this mindset is at the core of the buy-and-hold strategy, it can also be argued that it is oversimplified. Obviously, buying and holding is a long-term affair, but that doesn’t mean you should never check out these stocks. However, … Read more

Inherited IRA? Here’s what you need to know | Smart Change: Personal Finance

(Steven Walters) The rules surrounding an inherited IRA are a little more complex than those you encounter when opening and financing your own account, and which ones will apply largely depends on which category of beneficiary you belong to: spouse, child, or non-spouse, or an entity such as a property or charity. Each of these … Read more

What to do if you don’t need your RMD | Smart Change: Personal Finance

(Chuck Salita) Many retirees who have been solid savers throughout their careers reach retirement and are pleasantly surprised at how little they actually need from their nest eggs to make ends meet. between them Lower costs in retirement and income from Social Security and their after-tax portfolios, until some discover they don’t even need to … Read more

What to do if you don’t need your RMD | personal financing

(Chuck Salita) Many retirees who have been solid savers throughout their careers reach retirement and are pleasantly surprised at how little they actually need from their nest eggs to make ends meet. between them Lower costs in retirement and income from Social Security and their after-tax portfolios, until some discover they don’t even need to … Read more

What to do if you don’t need your RMD | personal financing

(Chuck Salita) Many retirees who have been solid savers throughout their careers reach retirement and are pleasantly surprised at how little they actually need from their nest eggs to make ends meet. between them Lower costs in retirement and income from Social Security and their after-tax portfolios, until some discover they don’t even need to … Read more

4 Little-Known Ways to Increase Your Social Security Benefits | personal financing

(Katie Brockman) Building a nest egg large enough for retirement is becoming more and more difficult, which means that many retirees will rely heavily on Social Security as a source of income. And while Social Security benefits were never intended to suffice as a retiree’s sole source of income, that doesn’t mean you can’t get … Read more

3 Reasons You’ll Be Thankful for Using a Roth IRA | Smart Change: Personal Finance

(Stephon Walters) Retirement accounts can work wonders when it comes to saving and investing for the long term. No single retirement account is exactly the same, but they each have different benefits. One of these accounts is a file Ruth Iran – And when used correctly, it can be a great source of income in … Read more

How to Earn Everything Except Retire a Millionaire | personal financing

(Chuck Salita) with the Standard & Poor’s 500 Swinging on the edge of a bear market and some Companies with high growth expectations are down more than 90%.Reaching millionaire status by the time you retire can seem like a crazy goal. Actually, Most bear markets sow the seeds for the next great recovery. Unless you … Read more

3 Numbers You Should Pay Attention to in Financial Statements | Smart Change: Personal Finance

(Stephon Walters) A company’s financial statement gives you an insight into its business operations and financial performance. There are four main financial statements: income statements, balance sheets, cash flow dataand shareholder equity data. Each one tells you something different about the business, but they give a great overall picture of the company’s financial health when … Read more